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No payments for 60 days!

Unbox Auto Loan Savings

Get the gift of low monthly payments—and no payments up to 60 days!

The end of the year can mean a spike in your expenses. From school supplies to holiday shopping, the costs can quickly add up! Luckily, our Auto Loan may help you find peace of mind.

When you buy or refinance your vehicle with First National Bank/First Convenience Bank, you’ll enjoy relief and flexible terms. Take a break from your car payment for up to 60 days. Then, enjoy low monthly payments over the life of your Auto Loan!

Applying is quick and easy! Click here to begin the process online, or visit your local banking center for more information.


The first monthly payment on your new auto loan may be scheduled up to 60 days after the closing date of the loan. The actual number of days will depend on the terms of the loan. Interest will accrue on your new loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.

Offer excludes refinancing of existing First National Bank Texas, First Convenience Bank, and Fort Hood National Bank loans.

All loans and collateral subject to approval. Annual Percentage Rate (APR) and payment terms will be determined when you apply and will be based on your credit and collateral information. An example for a 1 year old used car with a financed amount of $25,000 with $0 down payment and a 5 year term based on a simple interest rate of 4.24% would have 59 monthly payments of $465.14 and a final payment of $465.21 with an APR of 4.28%. Payment example includes a .20% discount for direct deposit and a $25 Admin Fee with the first payment scheduled 60 days after the start date of the loan and does not include amounts for any applicable title fees and insurance premiums.